Disclaimer

This document was last updated March 24th, 2008.

Life Policy Group plc (LPG) is involved in the purchase and services surrounding the purchase of US Life Settlement Policies. Please note that in states requiring purchasers of life insurance policies in viatical or life settlement transactions to be licensed providers, Life Policy Group plc uses the services of a licensed provider, that will negotiate the terms of, and consummate, all transactions with policy owners or their authorized representatives, in accordance with applicable law.  Life Policy Group plc are not investment advisors or agents, brokers, fiduciaries or representatives for you or your clients. and thus do not provide any legal, financial, insurance or tax advice.

If someone sells a life insurance policy, they may lose valuable life insurance benefits for themselves or their beneficiaries, or their eligibility for certain other benefits such as Medicaid or other government benefits or entitlements may be reduced or affected.

There may be alternatives to a person selling their policy, including the ability to receive accelerated death benefits or policy loans. Decisions made by your clients/persons should be made only with the assistance and advice of their own legal, financial, insurance, tax and other advisers as deemed necessary in order to obtain a full understanding of the potential risks and ramifications thereof based upon the client’s/persons particular circumstances.

Services offered by LPG are not available in all states.